Welcome to a rare opportunity to own in-town waterfront in Bancroft. Set on a private 0.50-acre lot with nearly 500 feet of York River frontage, this property offers the peaceful feel of a waterfront retreat just minutes from downtown shops, restaurants, schools, healthcare and other amenities. Built in 2000, this well-maintained raised bungalow offers approximately 2,600 square feet of total living space, nestled among mature pines on a quiet dead-end street. The home features three bedrooms and two bathrooms, including a spacious open-concept country kitchen and dining area with warm wood cabinetry, abundant storage and plenty of room to gather.

Main-floor laundry adds convenience, while a second laundry hookup in the lower level offers added flexibility. In-floor heating and forced-air propane heating provide year-round comfort. The lower level includes a bright, spacious family room, a third bedroom, a second bathroom, workroom, cold room, utility and furnace rooms, and ample storage. Its layout offers excellent potential for an in-law suite.